Do you know of any benefits in having two separate bank accounts for a married couple? If both of the couple already had a separate bank account before being married, is there any benefit to continue having the two separate accounts, or is it more beneficial to have only one joint account? Things that might influence this could be the possibility of obtaining an extra loan on another account if needed amongst other things.
Is it in fact a disadvantage to have two separate accounts due to the additional banking fees that are levied at each account? What is your own experience or knowledge in this matter?
Likewise would there be any benefit if the accounts were held at different banks or perhaps even at the same bank (even if a different branch.)
